Our plans include preventive care, such as screenings and flu shots, for low or even $0 copays when you visit providers in your plan network. On average, throughout the year, Blue Cross and Blue Shield of Alabama pays 70 percent of your covered healthcare benefits and you pay the remaining 30 percent. You'll find a variety of plans offered across the tiers, all covering essential health benefits (EHBs): SHOP - Each level shows much you'll pay into the total cost of your employee's coverage. Learn about health insurance plans. Knowing what’s changing for 2018 may help you when choosing your 2018 health care plan. If you have a Blue Cross and Blue Shield of Illinois (BCBSIL) "metallic" health plan now, either purchased on your own or provided through your employer, you may see some 2018 pharmacy benefit changes. All of our plans are available for both groups and individuals, unless otherwise noted. Thank you for your interest in Blue Cross Blue Shield of Massachusetts. If you have a Blue Cross and Blue Shield of Texas (BCBSTX) "metallic" health plan now, changes to your 2019 pharmacy benefit program may start on January 1, 2019.You might see these changes if you bought your health plan on your own or get health coverage through your job. BCBSIL is the leader in Gold health insurance plans in Illinois. You can choose what plan works best for you from a variety of health coverage options for individuals and families. Most health insurance plans offered in Michigan will fall into one of four categories called metal tiers. ( “Catastrophic” plans are also available to some people.) Individual & Family . ... Blue Cross Blue Shield Premier 2: BCBS Premier 1, a Multi-State Plan - Base Plan - ($1000/$2750) The benefits below apply to each employee. … Below you'll find the Summary of Benefits and Coverage and the corresponding coverage policy for each of our plans that are available through the Massachusetts Health Connector. Plans and coverage options vary by state. 2020 Silver plans. Shop Plans. All Blue Cross NC individual ACA plans may be purchased through the Health Insurance Marketplace as a Qualified Health Plan (QHP) or through other sources, such as directly from Blue Cross NC. Gold health insurance plans from Blue Cross and Blue Shield of Illinois deliver outstanding coverage and service. Metallic Level Plans. Our Individual and Family plans are affordable options that provide coverage for an entire calendar year. If you are looking for temporary plan to bridge a gap in coverage, consider a short-term health plan. 2018 Prescription Drug Changes for Individual or Employer-Offered “Metallic” Plans. Marketplace - Each level shows a range for health coverage costs Every health insurance plan, regardless of metal level, provides the same essential health benefits. Metal Level What the Health Plan Pays What You Pay; Bronze: 60%: 40%: Silver: 70%: 30%: Gold: 80%: 20%: ... BLUE CROSS®, BLUE SHIELD® and the Cross and Shield Symbols are registered service marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield Plans. In addition to member perks that go above and beyond typical health plan benefits, Individual and Family plans offer up to $150 in rewards for completing wellness activities through Blue Rewards SM. Marketplace health plans will fall into one of four metallic levels. Advanced Premium Tax Credits (APTC) and Cost Sharing Reductions are only available when plans are purchased through the Health Insurance Marketplace. Choose Your Health Plan. Our health plan advisors can help you decide which metal – bronze, silver, gold or platinum – is the best fit for you; or if you’d be better off with a catastrophic plan. 2019 Prescription Drug Changes for Individual or Employer-Offered “Metallic” Plans . FYI Metal categories are based on how you and your plan split the costs of your health care. 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